WinQuote® Comparison Engine

Compare Real-Time Canadian Life Insurance Quotes

Shop across leading Canadian AGA partner carriers — Manulife, Sun Life, iA, Canada Life, BMO, and more. Calculate term and permanent premiums personalized for your age, health, and budget.

100% Free & No Obligation Instant Live Rates Whole-of-Market Comparison

Insured Parameters

Age Last: 38 | Nearest: 38
$500,000
Live Underwriting Results

$500,000 — 20 Year Term

Male, Age 38 (Non-Smoker) · Ontario

Estimated Best Rate

$49.53/mo

Compare Canadian Carrier Rates

Sorted by Lowest Premium
#1

Manulife

Lowest Rate

Rating: A+ (Superior) · Best for Preferred Rates

$51.13/mo

#2

Sun Life

Rating: A+ (Superior) · Top Conversion Flexibility

$52.19/mo

#3

Industrial Alliance

Rating: A (Excellent) · Most Competitive T20 & T30

$50.06/mo

#4

Equitable Life

Rating: A (Excellent) · Participating Dividend Leader

$50.59/mo

#5

BMO Insurance

Rating: A (Excellent) · Great Permanent & UL Rates

$51.66/mo

#6

Canada Life

Rating: A+ (Superior) · Comprehensive Living Benefits

$52.72/mo

#7

Empire Life

Rating: A (Excellent) · Fast Simplified Approval

$50.59/mo

#8

Ivari

Rating: A (Excellent) · Lowest Cost Term 20/30

$49.53/mo

#9

Foresters Financial

Rating: A (Excellent) · Member Benefits Included

$51.13/mo

#10

Desjardins

Rating: A+ (Superior) · Strong Group & Personal

$52.19/mo

Term Multi-Comparison

How your monthly premium scales across term lengths for $500,000 of coverage:

10-Year Term

$30.99/mo

20-Year Term

$53.26/mo

30-Year Term

$89.08/mo

Term to 100

$271.13/mo

AGA Contracts

Compare Leading Canadian Insurers

FinanceMaxim is an independent contract holder representing premier life insurance institutions across Canada.